What are credits?
Credits are how OverSkill measures the AI work you use. Here's what one credit gets you and how to read the meter.
Credits are how OverSkill measures the AI work you use to build, change, and improve your apps. Every plan includes a monthly bundle of credits, and you can top up any time you need more.
What uses credits
Anything where the AI is doing work for you:
- Building a new app from a description
- Adding a new feature
- Fixing a problem
- Redesigning a page
- Importing data or connecting an integration
Looking at your app, navigating around, publishing, sharing — none of that uses credits. You only pay for the AI's brainpower.
What one credit gets you
Hard to put a single number on it — small changes (change the button color
) use a handful of credits, big builds (create the whole app
) use more. But to give you a sense:
- A typical new feature: 50–200 credits
- A small tweak (text change, color change): 5–20 credits
- A complete fresh build: 800–2,500 credits
You'll see a credit estimate before any big change runs, so you're never surprised.
How to check your balance
Your current balance is in the top-right corner of the editor and on every page of your account. The number ticks down as you use credits and refills on your billing date.
When you run low
Two things happen automatically:
- A warning appears in the editor when you hit 20% of your monthly bundle.
- A second warning when you hit zero — but you don't get cut off mid-build. Anything currently running finishes.
To keep building, you can:
- Top up with a credit pack (one-time purchase, no auto-renew)
- Upgrade to a plan with a bigger monthly bundle
- Wait until next month — your bundle refills automatically on your renewal date
Two ways credits show up on your bill
- Subscription credits: included in your monthly plan. Use them or lose them — they don't roll over.
- Credit packs: bought separately as one-time top-ups. These DO roll over and never expire.
When you build, OverSkill uses your subscription credits first, then dips into any credit packs you've bought.
What about errors and retries?
Building with AI is iterative. Sometimes a generation hits an error, or the first attempt isn't quite right and you ask for a follow-up. That's normal — it's how building with AI works in 2026, on every AI tool, not just OverSkill.
Those generations still use credits, even when they error, because the AI did real work to produce the attempt. We don't think that should be a surprise, so here's the honest version: some credit spend on errors and back-and-forth is part of the process.
The good news is we work hard to keep it small. OverSkill goes beyond the raw AI models — we automatically catch and fix many common build errors, trim how much the AI has to process, and show you a credit estimate before big changes run. That means less wasted spend than using the models directly. You can keep it even lower with clear prompts and plan mode. See Why errors and retries still use credits for the full picture, and How to ask the AI for changes for the habits that stretch your credits furthest.
Frequently asked
Does using the AI agent in chat use credits? Yes. Anything that talks to the AI.
Do free-tier users get credits? Yes — every free account starts with enough credits to build and ship a real app.
Can teams share a credit pool? Yes. Credits live at the workspace level, so everyone on the team draws from the same balance. See Account & team.
Why do some changes cost more than I expected?
Big rewrites (e.g. redesign the whole app
) and changes that span many pages use more credits than narrow, specific asks. See How to ask the AI for changes — clear prompts are cheaper prompts.
Need more credits?
Open the credit balance widget in the top-right corner and click Get more credits. You can top up, upgrade your plan, or both.